New Automobile Financing function:

  • Repayment terms as much as 96 months
  • As much as 60 months, minimum loan $5,000
  • For 61 to 72 thirty days term, minimal loan is $10,000
  • For 73 to 84 thirty days term, minimal loan is $20,000
  • For 85 to 96 term that is month minimal loan is $30,000
  • To qualify as brand new, car needs to be present model 12 months or 1 previous model year, untitled (no past owner), with lower than 5,000 miles. Relates to acquisitions from brand brand new vehicle dealers just.
  • The financing that is maximum are going to be decided by the credit rating for the applicant.
  • The acquisition cost might perhaps perhaps not meet or exceed MSRP/NADA Retail plus sales income tax and warranty.
  • Automobiles with commercial dishes can not be financed as a customer brand New car loan.
  • TFCU will not fund brand new autos bought from dealers positioned outside the 50 usa.
  • TFCU doesn’t fund automobile financing with rebuilt or salvaged titles.
  • TFCU will not fund automobiles bought at auction or from wholesale dealers as being a customer brand brand New car loan.
  • TFCU will not fund cars for livery; must be individual just use.
  • Warranty purchase available
  • GAP Insurance purchase available.
  • Minimal re re payment “balloon” funding available – regards to 24, 36, 48, or 60 months and susceptible to ALG supply.

Used Automobile Loans function:

  • Repayment terms as much as 84 months
  • As much as 60 thirty days term, minimal loan is $5,000, maximum automobile age is 7 model years (including model year that is current
  • As much as 61 to 72 month term, minimal loan is $10,000, optimum vehicle age is 4 model years (including model year that is current
  • Up to 73 to 84 thirty days term, minimal loan is $20,000, optimum vehicle age is 4 model years (including present model 12 months)
  • Low re payment “balloon” financing available – regards to 24, 36, 48, or 60 months, at the mercy of automobile age restrictions and ALG supply.
  • Cars with commercial dishes is not financed as being a customer applied Auto Loan.
  • TFCU doesn’t fund utilized autos bought from dealers positioned outside the 50 United States.
  • TFCU will not fund automotive loans with rebuilt or salvaged titles.
  • TFCU doesn’t fund automobiles bought at auction or from wholesale dealers as a customer applied car finance.
  • TFCU will not https://speedyloan.net/reviews/loanmart fund cars for livery; must be individual only use.
  • Warranty purchase available
  • GAP Insurance purchase available.

New and Used Car Refinances

  • Will need to have a the least two years staying regarding the term that is original.
  • Cannot surpass current term of loan being refinanced
  • Brand brand New and Used car prices apply, depending on overview of name and initial purchase contract / loan contract.
  • The vehicle must be current or 1 prior model year old, have been purchased as new, and the refinance must be completed within 12 months of the original purchase date to qualify as a new auto refinance.
  • Maybe perhaps Not qualified to receive purchase or rates that are promotional
  • Cars with commercial dishes can not be refinanced being a Consumer Auto Loan.
  • Cars with rebuilt or salvaged titles aren’t able to be refinanced as a Consumer Auto Loan.
  • TFCU will not fund vehicles for livery; must be use that is personal.

To find out more, see any one of our conveniently found branches, or call (631) 698-7000, expansion 6790.

All prices and terms are susceptible to alter with no warning.

Featured Rates

New car, Trucks APR*
12 to 60 months 3.09%
61-72 months 3.49%
73-84 months 4.49%
85-96 months 4.99%

See All

*APR = Apr. All prices are susceptible to alter with no warning.

61-72 Mo. Minimum Loan $10,000 73-84 Mo. Minimal Loan $20,000 85-96 Mo. Minimal Loan $30,000


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